by Jyothi | Jun 13, 2019 | Process Analysis
Have you ever attended those never ending requirements meetings where people just talk over each other and multi task, which results in no decisioning? It all boils down to how does one facilitate meetings effectively to reach the objective that was set out...
by Jyothi | May 1, 2019 | Parenting
I was an avid gym goer a few years ago. I joined two gyms one at work and one close to our house. My total monthly expense was at around $110.00 dollars, not including the child care which ranged from 3- 5 dollars an hour (cheap) but it still added up. Even though the...
by Jyothi | Apr 30, 2019 | Financial Freedom, Personal Finance
How does one value stocks? A good indicator is the P/E ration which stands for the price-to-earnings ratio. The price-to-earnings ratio (P/E ratio) is the ratio for valuing a company that measures its current share price relative to its per-share earnings (EPS). The...
by Jyothi | Apr 28, 2019 | economics, Financial Freedom
GDP Growth 2019 First Quarter GDP and How to Interpret it in Layman Terms According to the Bureau of Economic Analysis the Real gross domestic product (GDP) increased at an annual rate of 3.2 percent in the first quarter of 2019 (table 1), according to the...
by Jyothi | Apr 28, 2019 | Financial Freedom, Retirement
The 4 % Rule: What is it and what does it mean for retires. How do retirees determine the amount of money that they will need to survive on, each year, given their living needs and the number of years they would need the money for. In short, it determines how much...
by Jyothi | Apr 27, 2019 | Retirement
So you’ve always dreamed of a buying that retirement home in Mexico or in Asia but you don’t know what your financing options are? Well look no further here is a list of options on purchasing your piece of your retirement dream if you live in the United States. This...
by Jyothi | Apr 26, 2019 | Financial Freedom
So what is the difference between 401(K) and an Index Universal Life. Index Universal Life is one of the hot products in the market today. The myth is that they can be used as a retirement vehicle. Is that true? Let’s dive into the differences between the two....
by Jyothi | Apr 23, 2019 | Financial Freedom
Is it more cost effective to stay at home or to work for women? At various points after and even before my daughter was born, I did think and still think about what would it look like to be a stay at home mom. Given the chance, I would have but I knew that I could not...
by Jyothi | Apr 18, 2019 | Financial Freedom, Personal Finance
Are we in a recession yet? Well, not according to a few Chief Financial Officers, Two-thirds of CFOs predict a recession by the third quarter of 2020, according to the latest Duke University/CFO Global Business Outlook. About 47% of the CFO’s surveyed by the outlook,...
by Jyothi | Jul 7, 2018 | Financial Freedom
Review on the Savings App: Acorns Have you got lose change in your bank account then think about investing in an app like Acorns. It is an automated savings tool that uses a robo advisor model. This is a new way of micro saving. Review of Acorns of micro saving. You...
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